Bank Name
|
Home Loan Interest
Rates*
|
Lowest EMI per lakh
for Max Tenure
|
Reference websites
|
State Bank of India
|
8.35% - 8.60%
Floating rate linked to 1 Year MCLR - 8.00% |
Rs. 758 for 30 Years
|
https://www.sbi.co.in/
|
Bank of India
|
8.35% - 9.35%
Floating rate linked to 1 Year MCLR - 8.35% |
Rs. 758 for 30 Years
|
www.bankofindia.co.in/
|
IDBI Bank
|
8.35%
Floating rate linked to 3 Month MCLR - 8.30% |
Rs. 758 for 30 Years
|
https://www.idbi.com/
|
Union Bank of India
|
8.50% - 8.65%
Floating rate linked to 1 Year MCLR - 8.40% |
Rs. 768 for 30 Years
|
http://www.unionbankofindia.co.in
|
Indian Bank
|
9.65% - 9.90%
Floating rate linked to 1 Year MCLR - 8.50% |
Rs. 942 for 20 Years
|
https://www.indianbank.net.in
|
Dena Bank
|
8.55% - 8.80%
Floating rate linked to 1 Year MCLR - 8.60% |
Rs. 809 for 25 Years
|
www.denabank.co.in/
|
OBC
|
8.60% - 8.70%
Floating rate linked to 1 Year MCLR - 8.50% |
Rs. 812 for 25 Years
|
https://www.obconline.co.in
|
Central Bank of India
|
8.50%
Floating rate linked to 1 Year MCLR - 8.40% |
Rs. 769 for 30 Years
|
https://www.centralbank.net.in
|
Bank of Maharashtra
|
8.75% - 8.85%
Floating rate linked to 1 Year MCLR - 8.75% |
Rs. 787 for 30 Years
|
www.bankofmaharashtra.in
|
Corporation
|
8.85% - 9.10%
Floating rate linked to 1 Year MCLR - 8.75% |
Rs. 794 for 30 Years
|
|
Allahabad Bank
|
8.65% - 9.15%
Floating rate linked to 1 Year MCLR - 8.50% |
Rs. 877 for 20 Years
|
|
PNB
|
8.55% - 8.65%
Floating rate linked to 1 Year MCLR - 8.35% |
Rs. 772 for 30 Years
|
|
United Bank of India
|
9.55%
Floating rate linked to 1 Year MCLR - 8.75% |
Rs. 845 for 30 Years
|
|
Canara Bank
|
8.65% - 8.75%
Floating rate linked to 1 Year MCLR - 8.40% |
Rs. 780 for 30 Years
|
|
Vijaya Bank
|
8.90%
Floating rate linked to 1 Year MCLR - 8.65% |
Rs. 797 for 30 Years
|
|
Bank of India
|
8.65% - 8.70%
Floating rate linked to 1 Year MCLR - 8.40% |
Rs. 780 for 30 Years
|
|
Andhra Bank
|
9.65% - 9.90%
Floating rate linked to 1 Year MCLR - 8.65% |
Rs. 852 for 30 Years
|
|
Indian Overseas Bank
|
8.65% - 9.15%
Floating rate linked to 1 Year MCLR - 8.55% |
Rs. 780 for 30 Years
|
|
UCO Bank
|
8.60% - 8.85%
Floating rate linked to 1 Year MCLR - 8.60% |
Rs. 776 for 30 Years
|
|
Punjab and Sind Bank
|
8.75% - 9.00%
Floating rate linked to 1 Year MCLR - 8.75% |
Rs. 787 for 30 Years
|
|
Syndicate Bank
|
8.75%
Floating rate linked to 1 Year MCLR - 8.75% |
Rs. 787 for 30 Years
|
|
HDFC
|
8.40% - 9.05%
Floating rate linked to PLR - 16.15% |
Rs. 762 for 30 Years
|
|
ICICI Bank
|
8.35% - 8.85%
Floating rate linked to 1 Year MCLR - 8.20% |
Rs. 758 for 30 Years
|
|
Axis Bank
|
8.35% - 8.70%
Floating rate linked to 6 Month MCLR - 8.15% |
Rs. 758 for 30 Years
|
|
PNB Housing Finance
|
8.50%
Floating rate linked to PLR - 14.35% |
Rs. 769 for 30 Years
|
|
Federal Bank
|
9.00% - 9.25%
Floating rate linked to 1 Year MCLR - 8.90% |
Rs. 805 for 30 Years
|
|
LIC Housing
|
8.50% - 8.90%
Floating rate linked to PLR - 14.20% |
Rs. 769 for 30 Years
|
|
Citibank
|
8.60%
Floating rate linked to 3 Month MCLR - 8.10% |
Rs. 812 for 25 Years
|
|
Standard Chartered
Bank
|
8.90%
Floating rate linked to 3 Month MCLR - 8.75% |
Rs. 893 for 20 Years
|
|
DBS Bank
|
8.70% - 8.90%
Floating rate linked to 3 Month MCLR - 7.95% |
Rs. 881 for 20 Years
|
|
DHFL
|
8.60% - 9.75%
Floating rate linked to PLR - 18.30% |
Rs. 776 for 30 Years
|
|
Jammu And Kashmir Bank
|
8.65% - 9.00%
Floating rate linked to 1 Year MCLR - 8.90% |
Rs. 994 for 15 Years
|
|
South Indian Bank
|
9.10%
Floating rate linked to 1 Year MCLR - 9.10% |
Rs. 812 for 30 Years
|
|
Repco Home Finance
|
9.60% - 11.50%
Floating rate linked to PLR - 16.00% |
Rs. 939 for 20 Years
|
|
IIFL
|
9.40% - 9.55%
Floating rate linked to PLR - 17.50% |
Rs. 834 for 30 Years
|
|
RBL Bank
|
10.30% - 11.55%
Floating rate linked to 1 Year MCLR - 9.60% |
Rs. 930 for 25 Years
|
|
Catholic Syrian Bank
|
10.25% - 10.50%
Floating rate linked to 1 Year MCLR - 10.10% |
Rs. 982 for 20 Years
|
|
Union Bank of India
|
8.60% - 8.65%
Floating rate linked to 1 Year MCLR - 8.40% |
Rs. 776 for 30 Years
|
|
HSBC Bank
|
8.85%
Floating rate linked to 1 Year MCLR - 7.85% |
Rs. 829 for 25 Years
|
|
Tamilnad Mercantile
Bank
|
10.30% - 10.80%
Floating rate linked to 1 Year MCLR - 9.45% |
Rs. 900 for 30 Years
|
|
GIC Housing Finance
|
10.25%
Floating rate linked to PLR - 15.00% |
Rs. 982 for 20 Years
|
|
Edelweiss
|
10.50% - 10.90%
Floating rate linked to PLR - 17.50% |
Rs. 944 for 25 Years
|
|
Kotak Bank
|
8.60%
Floating rate linked to 1 Year MCLR - 8.90% |
Rs. 874 for 20 Years
|
|
Dhan Laxmi Bank
|
10.10% - 10.35%
Floating rate linked to 1 Year MCLR - 9.90% |
Rs. 972 for 20 Years
|
|
Karnataka Bank
|
9.50% - 9.75%
Floating rate linked to 1 Year MCLR - 8.90% |
Rs. 841 for 30 Years
|
|
Deutsche Bank
|
9.45%
Floating rate linked to 1 Year MCLR - 9.30% |
Rs. 929 for 20 Years
|
|
Indiabulls
|
8.35% - 8.85%
Floating rate linked to PLR - 17.05% |
Rs. 758 for 30 Years
|
|
Reliance Capital
|
10.00% - 11.75%
Floating rate linked to PLR - 18.00% |
Rs. 878 for 30 Years
|
|
City Union
|
9.90% - 11.60%
Floating rate linked to 6 Month MCLR - 9.15% |
Rs. 1,069 for 15
Years
|
|
IDFC Bank
|
8.70% - 8.75%
Floating rate linked to 6 Month MCLR - 8.35% |
Rs. 783 for 30 Years
|
|
Yes Bank
|
9.35% - 10.50%
Floating rate linked to 1 Year MCLR - 8.90% |
Rs. 863 for 25 Years
|
|
LT Housing Finance
|
9.90% - 10.75%
Floating rate linked to PLR - 17.35% |
Rs. 870 for 30 Years
|
|
Lakshmi Vilas Bank
|
9.85%
Floating rate linked to 1 Year MCLR - 9.50% |
Rs. 955 for 20 Years
|
|
Karur Vysya Bank
|
9.90%
Floating rate linked to 1 Year MCLR - 9.35% |
Rs. 902 for 25 Years
|
|
Development Credit
Bank
|
10.48% - 11.35%
Floating rate linked to 1 Year MCLR - 9.98% |
Rs. 997 for 20 Years
|
·
Proof of identity (any of the following)
a.
Passport
b.
PAN Card
c.
Employee identity card
d.
Any other valid proof
·
Proof of address (any of the following)
a.
Electricity bill
b.
Telephone bill
c.
Aadhar
d.
Any other valid proof
·
PAN Card
·
Last 12 months bank statement
·
Proof of income
a.
For salaried class
i.
Last one year ITR
ii.
Form-16/ letter from Employer
iii.
Last 6 months salary slip
b.
b. For business class
i.
Last three years ITR
ii.
P and L Balance sheet
c.
Agriculturists
i.
Income certificate from concerned revenue officer
(Tahsildar)
ii.
Proof of land holding
|
·
Property papers
·
a.
Allotment letter
b.
Advance money receipt
c.
Title Deed
·
3 photographs
·
Proof of out-goes
a.
Loan repayment statement, if any
b.
LIC Policies, if any
c.
Valid proof of any other out-go
d.
·
Additional document required for NRI
Copy of Visa stamped on the passport
Latest work permit
Employment contract (if the contract is in any language other than English,
the same has
to be translated into English and attested by Employer/Indian Embassy)
#* Any other document required as per the application and
norms of individual banks.
This details is only for reference purposes.
|
Processing charges and Others charges:
|
|
NIL
Processing Charges: UNION BANK OF INDIA, LIC HOUSING, IDBI,UNITED BANK OF
INDIA ,ALLAHABAD BANK,KOTAK BANK,VIJOYA BANK ,OBC,PNB.
0.25
% to 1.25 % or More plus Tax: all others Banks are charges processing charges
between o.25 to 1.25 % of loan amount.
|
|
*#@Please note that the interest rates given
here are based on the market research. To enable the comparisons certain set of
data has been reorganized / restructured / tabulated .Users are advised to
recheck the same with the individual companies / organizations. This site does
not take any responsibility for any sudden / uninformed changes in interest
rates.
Banks/ Financial Institutions can contact us at agrifinproject@gmail.com for inclusions or updates.
Banks/ Financial Institutions can contact us at agrifinproject@gmail.com for inclusions or updates.
No comments:
Post a Comment